Onemoney AA Integration
India's First Account Aggregator Licensed by RBI
Account Aggregation is India's version of Open Banking, an Activity licensed by RBI in which any
citizen of India or MSME or any entity can take control of their financial information by protecting
their privacy and making decisions to share the same with any entity chosen by them, to monetize data-
participate in Data Democracy.
Onemoney AA supports three model of integration modes
Assisted Model
Loan officer facilitates loan application entry. Applicant provides consent via Onemoney
app or website.
Assumption: Customer can be auto registered and issued Onemoney VUA or handle. Accounts
can be linked in assisted mode too.
Web Redirection
Self-driven model where user is redirected to Onemoney web app for consent approval.
All personal identifiable information (PII) should be encrypted to protect confidentiality.
In addition, information such as transaction ID(s), IDs identifying FIU/AA and their
applications, redirect URL(s) should also be encrypted. To implement this, encryption keys
have to be exchanged between the FIU and Onemoney.
SDK Integration
Self-driven journey where Onemoney screens are integrated with business Mobile App or Web
App.
Detached Mode
User opens Onemoney web app seperately for consent approval.
SDK Integration
Deep integrate your Android or iOS mobile application, or your web application to
Onemoney AA Client interfaces, with control over UX and start receiving consent-based data from your
customers.
Benefits of SDK Integration
- Streamlined, consistent user experience across the entire journey.
- Optimized screens and workflows.
- Wider consumer adoption because of seamless journey
- SDK available for Angular Web, Android, iOS.
Onemoney SDKs are available for integration in two different versions as below
Standard SDK
Drop in the Onemoney SDK (with screens) into FIU app. Configure UI to
match FIU app’s look and feel.
Integration Options
- Standard Android SDK
- Standard Web SDK
- Standard Flutter SDK